UPDATE: The Credit Hack is Discontinued

New Process Below!

UPDATE: The Credit Hack Has Been Discontinued.

New Process Below!

Step 1: Get Access To Your

Credit Reports

(Keep Scrolling Down For Step 2)

Step 1: Get Access To Your Credit Reports

(Keep Scrolling Down For Step 2)

*You may use a generic password when you get access to your credit reports if you plan to have us review them.

*You may use a generic password when you get access to your credit reports

if you plan to have us review them.

If you are part of a couple and both parties need their credit reports reviewed, be sure to

submit the form below twice & use separate e-mail addresses.

If you are part of a couple and both parties need their credit reports reviewed, be sure to

submit the form below twice & use separate e-mail addresses.

Step 2 Below

3 Things You Need To Know

  • You are subscribing to a 7-Day Trial.


  • A debit or credit card is required.


  • Your card will be charged for $1.


Remember To Come Back To This Page After You Get Access To Your Credit Reports

Remember To Come Back To This Page After You Get Access To Your Credit Reports

Step 2: (Optional) Submit Your Login Details


Once you have access to your credit reports, complete the form below to submit your login details to Scribble.

Step 2: Submit Your Login Details


Once you have access to your credit reports, complete the form below to submit your login details to Scribble.

By submitting your credit reports for review, you acknowledge and agree to the following:

  1. You understand that Scribble provides educational information and guidance related to homeownership readiness, and does not guarantee loan approval or specific credit outcomes.

  2. By providing your email address and phone number, you consent to receive communications from Scribble via phone, text message, and email regarding your review, related services, and future updates. Message and data rates may apply.

  3. You may opt out of communications at any time by replying “STOP” to text messages or clicking “unsubscribe” in emails.

  4. All information you provide, including your credit report details, will be kept confidential in accordance with our Privacy Policy.

Partner & Credit Report Access Acknowledgment

By proceeding, you acknowledge and agree to the following:

  1. If you have a partner, both parties must obtain and submit their credit reports for review separately. This means you will submit this form twice, with each individual's personalized information.

  2. DO NOT use the same e-mail as your partner. The system will override any previous information

    received if the same e-mail is used to submit a new form.

  3. Credit Report Reviews are completed within TWO (2) business days. If you submit your credit reports on FRIDAY, you will receive your review by the close of business TUESDAY.

We’ll personally review your credit reports and create a detailed, step-by-step plan to help you raise your scores. You’ll know exactly what actions to take to strengthen your credit profile and move closer to homeownership.

$47